2025 Ira Contribution Limits Over 60. The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older. Hsa, fsa, estate and gifting limits, and more.
You can contribute a maximum of $7,000 (same as 2024). The 2025 catch‑up contribution limit for individuals aged 50 and over will stay at $1,000, the same rate from 2024.
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